Services

 Life & Disability Insurance for Business & Personal

Business Life Insurance

The financial impact of losing a key owner or employee to death or disability is a risk you can insure against. You insure your property, so why not insure your people?

Tell us about your operation and we can consolidate your life and disability needs from mortgage insurance to key person and buy and sell agreement funding. 

We compare the products and prices offered by all major Canadian Insurers to offer you the best product and price for your business. 

Personal Life Insurance Planning

Income replacement in the event of death or disability goes a long way toward ensuring your dependents will maintain their lifestyle should something happen to the income earners. 

Let us consolidate your mortgage insurance, income replacement, child education fund and final expenses into a logical package that you can afford. 

With access to all the major Canadian insurers, we can give you the best products and prices for your circumstances. We do the research for you!

 Employee Benefits & Savings Plans

The people you employ can make or break the business. The competition for good employees is intense. Group benefits can help you attract and retain employees to your business. 

As with all our products, we have access to all the major insurance carriers licensed in Ontario. We do the leg work to get you the best plan and price. Then annually, we negotiate the renewals and re-quote as needed, to ensure you have the best rates possible. 

We now offer Health Care spending accounts through CustomCare. Learn more about Health Care Spending Accounts here. 

 Succession Planning for Farm & Business

As much as you might enjoyrunning your business or farm, one day you are going to have to retire, whether you plan for it or not.

The objective of a Succession Plan is to make your exit financially and emotionally rewarding by:

• Providing financial security for your family and other stakeholders
• Protecting the business legacy – you got it this far – it would be satisfying to keep it growing.

We will take the fear and stress out of planning for succession and work closely with you to develop a comprehensive plan for leaving the business. 

 Investment Planning for Retirement

We take the time to educate you about investing and managing your cash flow – "How to get the life you want from the money you have". 

We have access to many investment options that we can use to accomodate your unique circumstances.