Ralph Rubino joined West Harbour Insurance & Investments Ltd. in April of 2016. He is fully Life Insurance and Mutual Fund licensed in Ontario. Previous to joining West Harbour, Ralph was employed with BMO Bank of Montreal working locally out of the Clinton, Goderich, Hensall and Stratford branches. His experience with both commercial and personal lending, banking and investing gives him a great amount of exposure and knowledge of the industry and products in the market. Ralph has an appetite for success and is focused on making a lasting & personal relationship for years to come.